*Insured mortgage rates, subject to change. Conventional and refinance rates may be higher. OAC. E&EO
Getting pre-approved for a mortgage is a crucial first step in the home-buying journey, and we're here to guide you through it. Our team can help you develop a solid financial strategy, determine your mortgage amount, down payment, and purchase price, and give you a clear picture of what you can comfortably afford. A pre-approval not only strengthens your offer but also provides confidence as you search for your dream home. Pre-approvals are subject to qualification and can be held for up to one year.
Tired of handing over your hard-earned money to your landlord? If you’ve built up some savings and are ready to invest in a place of your own, we’re here to make the process easy. No matter your situation, we’ll handle the financing details so you can focus on finding the perfect home—one that fits your budget and aligns with your financial goals. Let’s turn your homeownership dream into reality!
Refinance up to 80% of your home’s value quickly and easily to pay off high-interest credit card debt that has caused your cash flow to slow to a trickle. Worried about penalties? Don’t think it can make much difference? Think again. By using your home equity to consolidate your debt, you can improve monthly cash flow, have one easy payment, and be mortgage-free quicker.
Renew your mortgage with the power of choice—Over 50 lenders competing for your business to secure the best rate for your needs. We work with a wide range of lending institutions, including major banks, credit unions, trusts, and national and regional lenders, giving you access to exclusive options and stronger negotiating power. Let’s find the perfect mortgage solution tailored to your unique situation!
When it comes to mortgages, it hasn’t always paid to be self-employed namely because reducing your taxable income can make it difficult to qualify for the mortgage you deserve. We work with lenders that offer excellent mortgage options for self-employed Canadians. These lenders understand that self-employed individuals have tax write-offs creating significant reductions in their declared income.
Struggling with high-interest debt? Take control of your finances and free up your cash flow by consolidating your debts into one lower-interest payment. Instead of paying steep rates on credit cards, roll that debt into your mortgage and enjoy significant savings. With expert guidance and strategic financial advice, you can become debt-free faster and build a stronger financial future. Contact us today to start saving!
Mortgage Agent Level II
With over 15 years of experience in financial services, I’m dedicated to providing expert guidance and exceptional client service to help you achieve your homeownership and financial goals. Whether you’re a first-time buyer, upgrading, investing, building, refinancing, consolidating debt, or simply exploring new options, I’m here to make the process smooth and stress-free.
I take pride in offering professional, ethical, and honest advice tailored to your unique needs. With access to over 60 lenders, I’ll help you secure the best mortgage solution, ensuring you get the right product at the best rate. Let’s work together to build a plan that supports your financial future with confidence!
1665 Bank Street, Ottawa, ON, Canada
(613) 858-5969 Johnny@jymortgages.com 🇨🇦 Proudly Canadian
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